Industry Investment Rating - The report highlights significant investments in the financial technology sector, with China's banking industry investing 2793.2 billion yuan and the securities industry investing 417 billion yuan in fintech [1] Core Viewpoints - The global IT expenditure is projected to reach 5.26 trillion USD by 2024, with the number of software developers worldwide expected to reach 28.7 million [3] - The adoption rate of AI code assistants among enterprise software engineers is estimated to rise from less than 10% in early 2023 to 75% by 2028 [3] - AIGC technology is rapidly transforming industries globally, with significant developments in both the US and China [5][76] Application Scenarios Financial Industry - The financial industry is the highest data-generating sector, with generative AI expected to bring incremental commercial value of 3 trillion yuan, enhancing operational efficiency, customer acquisition, product innovation, and risk management [22] - Major banks like China Merchants Bank and Industrial and Commercial Bank of China have integrated AI tools to improve development efficiency and reduce costs [91][97] Retail and E-commerce - The e-commerce sector in China saw online retail sales of 15.42 trillion yuan in 2023, with AI-driven customer service solutions potentially addressing 50% of customer service tasks, estimating a market size of 13.2 billion yuan [63] - Companies like JD.com and Amazon are leveraging AIGC for personalized shopping experiences and automated product descriptions [67] Healthcare and Pharmaceutical Research - The global AI drug development market is expected to grow from 1.04 billion USD in 2022 to 2.99 billion USD by 2026, with significant investments in AI-driven drug discovery and clinical research [47][74] - AI models like Google's Med-PaLM and IBM's Watson are being used for medical diagnostics and treatment assistance, with applications in hospitals and clinics [35][118] Gaming and Entertainment - The gaming industry in China generated 1472.67 billion yuan in revenue in the first half of 2024, with AI tools enhancing production efficiency by up to 90% in key areas [31] - AI-generated content is being used for 3D modeling, animation, and visual effects, with companies like NetEase leveraging AI to improve production speed and quality [31] Key Companies and Projects - Haitong Securities: Collaborated with SenseTime to develop AI-driven code completion and dialogue services, improving development efficiency [2] - SenseTime: Raised 1 billion USD in 2021 for applications in financial risk control, intelligent investment advisory, and fraud detection [23] - Pika: Raised 135 million USD in total funding, focusing on AI video generation tools [25] - FancyTech: Completed nearly 100 million yuan in Series B funding, specializing in AI-generated video solutions for e-commerce [70] - Moderna: Partnered with OpenAI to develop over 750 customized ChatGPT versions for clinical trial optimization [130] Market Trends and Challenges - The AIGC industry faces challenges such as high technical barriers, significant computational resource requirements, and difficulties in obtaining high-quality data [6][103] - Despite these challenges, the industry is seeing rapid commercialization in sectors like finance, healthcare, and e-commerce, with significant investments and technological advancements [51][54] Conclusion - The AIGC industry is poised for significant growth, with substantial investments and technological advancements driving commercialization across various sectors [141]
中美AIGC产业商业化落地生态与发展趋势分析报告
上海高级金融学院·2024-12-20 08:30