银行理财产品周数据：现管类理财和货基收益接近打平

Investment Rating - The report does not explicitly provide an investment rating for the industry [2]. Core Insights - The annualized yield of cash management products over the past 7 days is 1.65%, a decrease of 2 basis points (BP) from the previous week. The yield of money market funds increased by 3 BP to 1.58%, narrowing the yield gap between cash management products and money market funds to 7 BP, a reduction of 5 BP from the previous week [2][18]. - The annualized yield of non-cash fixed income products over the past month is 3.15%, which is an increase of 7 BP from the previous week. Conversely, the annualized yield of closed-end fixed income products for 6-12 months is 3.41%, down by 2 BP, and for 1-3 years is 3.93%, down by 3 BP [2][19][20]. - As of December 22, 2024, the total scale of maturing products from wealth management companies is 253.441 billion yuan, with an average compliance rate of 77%, remaining stable compared to the previous week. Companies achieving a 100% compliance rate include BOCOM Wealth Management, BlackRock CCB Wealth Management, Goldman Sachs ICBC Wealth Management, and Societe Generale Agricultural Bank Wealth Management [2][26]. Summary by Sections 1. Cash Management Products 7-Day Annualized Yield - The 7-day annualized yield for cash management products is reported at 1.65%, reflecting a decrease of 2 BP from the previous week [18]. 2. Performance Review of Wealth Management Products - The annualized yield for non-cash fixed income products over the past month is 3.15%, an increase of 7 BP. The yield for closed-end fixed income products for 6-12 months is 3.41%, down by 2 BP [19][20]. 3. Maturity and Compliance Status of Wealth Management Products - The total scale of maturing products is 253.441 billion yuan, with a compliance rate of 77%. Closed-end products show a higher average compliance rate of 85% [26].