中国投资者全球资产配置趋势与需求调研报告：全球视野下的财富布局

Group 1 - The report highlights the rapid transformation of China's wealth management market, driven by the continuous growth of household wealth and the implementation of new asset management regulations, with public fund assets exceeding 32 trillion yuan by the end of 2024 [2][35] - The "Cross-Border Wealth Management Connect" 2.0 pilot program launched in December 2024 reflects the increasing demand for diversified wealth management and the growing focus on global asset allocation among investors [2][38] - The survey conducted by the report aims to explore the pain points, challenges, and needs faced by Chinese investors in global investment, helping them establish a more rational and scientific wealth management perspective [2][38] Group 2 - The survey reveals that 62% of respondents prefer stable asset allocation, with over half expressing a need for diversified investment options, including stocks, bonds, and insurance products [41][42] - There is a significant market potential for wealth management institutions, as 40% of investors prefer self-directed investment or recommendations from friends, indicating that professional services have not fully reached the target audience [46][47] - The report indicates that 51% of investors favor regular investments, prioritizing stable returns and low risk, while 30% actively seek high-return opportunities [50][51] Group 3 - The report identifies a strong demand for global investment insights and professional analysis, with 77% of respondents seeking such information to make informed investment decisions [57][58] - Investors emphasize the importance of post-investment services and risk management, with 74% highlighting the need for comprehensive risk control throughout the investment process [62][63] - The report notes that 76% of investors value timely and professional global market analysis, while 74% are concerned about data security and privacy protection [66][67] Group 4 - The global asset allocation concept is gaining traction, with 75% of investors planning to diversify their investments to mitigate risks, while 42% are considering overseas market opportunities [77][78] - The report highlights that 44% of investors are optimistic about overseas markets, expecting significant investment opportunities, while 54% hope for returns in line with market averages [83][84] - Challenges such as information asymmetry (55%), regulatory differences (50%), and limited access to overseas products (48%) are prevalent among investors, complicating global investment [87][88] Group 5 - The report provides tailored investment strategies based on different risk profiles, advising conservative investors to prioritize low-risk products, while those seeking higher returns should consider a balanced approach [95][96] - Continuous learning and staying updated on investment knowledge are recommended to address information asymmetry and enhance decision-making [96][97] - The report emphasizes the importance of leveraging professional institutions for optimizing investment decisions, particularly for those pursuing high returns [98][99]