银行理财产品周数据：债市降温，各期限理财产品收益出现调整

Investment Rating - The report does not explicitly provide an investment rating for the industry [1] Core Insights - The report indicates a decline in yields for various bank wealth management products, attributed to a cooling bond market and adjustments in liquidity management tools [3][9] - Cash management products have seen a 7-day annualized yield of 1.56%, down 7 basis points from the previous week, while money market funds yielded 1.39%, down 10 basis points, widening the yield gap to 17 basis points [3][8] - The report highlights that the annualized yield for non-cash fixed income products over the past month is 2.64%, down 31 basis points, and for closed 6-12 month fixed income products, it is 3.36%, down 5 basis points [4][12] - The average compliance rate for wealth management products maturing from January 6 to January 12, 2025, is 76%, a decrease of 3 basis points from the previous week, with closed-end products showing a higher compliance rate of 81% [5][14] Summary by Sections Cash Management Products - The 7-day annualized yield for cash management products is reported at 1.56%, a decrease of 7 basis points from the prior week, with a yield gap of 17 basis points compared to money market funds [3][8] Performance Review of Wealth Management Products - The report provides a weekly review of wealth management product performance, noting a general decline in yields across various product types due to market conditions [9][12] Maturity and Compliance Status - The total scale of maturing wealth management products from January 6 to January 12, 2025, is 714.39 billion, with an average compliance rate of 76%, indicating a slight decline [5][14]