Investment Rating - The report does not explicitly provide an investment rating for the industry [2] Core Insights - The cash management products' annualized yield for the past 7 days is 1.64%, an increase of 8 basis points from the previous week [3][7] - The annualized yield for money market funds over the same period is 1.53%, up 14 basis points, with the yield gap between cash management products and money market funds narrowing to 11 basis points, a reduction of 6 basis points from the previous week [3][7] - The annualized yield for non-cash fixed income products over the past month is 2.44%, down 20 basis points from the previous week [11] - The annualized yield for closed-end fixed income products over 6-12 months is 3.28%, a decrease of 7 basis points [11] - The annualized yield for closed-end fixed income products over 1-3 years is 3.85%, down 2 basis points [11] - The total scale of maturing products from January 13 to January 19, 2025, is 283.074 billion, with an average compliance rate of 62%, a decline of 14 basis points from the previous week [12] - Closed-end products show a better compliance rate, averaging 90%, which is higher than the overall compliance rate [12] Summary by Sections Cash Management Products - The 7-day annualized yield for cash management products is 1.64%, increasing by 8 basis points [3][7] - The yield gap between cash management products and money market funds is 11 basis points, reduced by 6 basis points [3][7] Performance Review of Wealth Management Products - The annualized yield for non-cash fixed income products is 2.44%, down 20 basis points [11] - The annualized yield for closed-end fixed income products over 6 months is 3.28%, decreasing by 7 basis points [11] - The annualized yield for closed-end fixed income products over 1 year is 3.85%, down 2 basis points [11] Maturity and Compliance Status - The total scale of maturing products is 283.074 billion, with a compliance rate of 62%, down 14 basis points [12] - Closed-end products have a compliance rate of 90%, outperforming the overall compliance rate [12]
银行理财产品周数据:债市震荡,各期限理财产品收益仍在调整
HWABAO SECURITIES·2025-01-22 13:11