恒指跌78點，滬指跌10點，標普500跌4點

Market Performance - The Hang Seng Index (HSI) fell by 78 points or 0.3%, closing at 26,844 points after initially rising by 171 points[1] - The Shanghai Composite Index (SSE) decreased by 10 points or 0.3%, ending at 4,101 points[2] - The total market turnover for the day was HKD 255.08 billion[1] Currency and Monetary Policy - The RMB/USD central parity rate was adjusted down by 14 points to 7.0078[2] - The People's Bank of China conducted a 7-day reverse repurchase operation of RMB 86.7 billion at an interest rate of 1.4%[2] - A net injection of RMB 52.7 billion was recorded for the day after RMB 34 billion in reverse repos matured[2] Real Estate and Economic Indicators - The minimum down payment ratio for commercial property loans was adjusted from 50% to 30% to adapt to changes in the real estate market[4] - Payments settled in euros by Chinese enterprises increased by 22.8% year-on-year, reaching RMB 1.18 trillion in 2025, marking the largest increase since 2010[4]