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银行理财产品周数据:现金管理类理财7日年化收益降至1.87%
HWABAO SECURITIES·2024-05-29 11:00

Investment Rating - The report does not explicitly provide an investment rating for the industry [1]. Core Insights - The annualized yield of cash management financial products has decreased to 1.87% as of May 26, 2024, continuing a downward trend since April [5][7]. - The annualized yield of money market funds is at 1.68%, indicating a yield gap of less than 20 basis points between cash management products and money market funds [5][7]. - The scale of maturing financial products from financial companies reached 532.699 billion, with an average compliance rate of 66.7%, which is an increase of 23.2% from the previous week [10]. Summary by Sections 1. Cash Management Products 7-Day Annualized Yield - As of May 26, 2024, the 7-day annualized yield for cash management products is 1.87%, showing a continuous decline since April [5][7]. 2. Performance Review of Financial Company Products - The annualized yield for daily open non-cash financial products over the past month is 2.48%, down by 10 basis points from the previous week [2][7]. - The annualized yield for closed 6-12 month fixed income financial products over the past six months is 3.81%, up by 1 basis point from the previous week [2][7]. - The annualized yield for closed 1-3 year fixed income financial products over the past year is 3.49%, which has increased by 4 basis points from the previous week [2][7]. 3. Maturity and Compliance Status of Financial Products - The report indicates that the number of maturing products from financial companies is 532.699 billion, with a compliance rate of 66.7%, reflecting a 23.2% increase from the previous week [10]. - Companies achieving a 100% compliance rate include Huaxia Wealth Management, Nanyin Wealth Management, and Yucheng Rural Commercial Bank Wealth Management [10].