银行理财产品周数据：现金管理类理财和货基的收益差距缩至20BP

Investment Rating - The report does not explicitly provide an investment rating for the industry [1]. Core Insights - The annualized yield of cash management financial products has slightly increased to 1.88% as of June 2, 2024, while the yield of money market funds stands at 1.68%, resulting in a yield gap of 20 basis points [3][6]. - The annualized yield for non-cash fixed income financial products over the past month is 2.73%, which is an increase of 24 basis points from the previous week [3][8]. - The annualized yield for closed-end fixed income financial products over the past six months is 3.87%, up by 6 basis points from the previous week [3][8]. - The annualized yield for closed-end fixed income financial products over the past year is 3.52%, reflecting a 2 basis point increase from the previous week [3][8]. Summary by Sections 1. Cash Management Product Annualized Yield - As of June 2, 2024, the annualized yield for cash management financial products is 1.88%, showing a slight recovery compared to the previous week [6]. 2. Performance Review of Financial Products - The report provides a performance review of financial products issued by financial companies, with data up to June 2, 2024 [8]. - The annualized yield for non-cash fixed income financial products over the past month is 2.73%, an increase of 24 basis points [8]. - The annualized yield for closed-end fixed income financial products over the past six months is 3.87%, up by 6 basis points [8]. - The annualized yield for closed-end fixed income financial products over the past year is 3.52%, reflecting a 2 basis point increase [8]. 3. Maturity and Compliance Status of Financial Products - From May 27 to June 2, 2024, the total maturity scale of financial products is 539.788 billion, with an average compliance rate of 71.2%, which is an increase of 4.5% from the previous week [12]. - Financial companies achieving 100% compliance include Bohai Bank Wealth Management, Schroder Jiao Yin Wealth Management, and BlackRock Jianxin Wealth Management [12].