Investment Rating - The report does not explicitly provide an investment rating for the industry Core Insights - The survey indicates a significant trend of Belgian companies reducing bank borrowing and increasing reliance on trade credit due to rising interest rates, with 50% of businesses reporting this shift [6][7] - The construction sector shows a notable increase in B2B sales transacted on credit, now averaging 54%, while the steel/metals industry averages 46% [7][10] - Concerns about worsening Days-Sales-Outstanding (DSO) and workforce shortages are prevalent, with 24% of businesses anticipating a deterioration in B2B customer payment behavior [20][21] Summary by Sections B2B Payment Practices Trends - Companies in Belgium are increasingly relying on trade credit as a source of short-term finance, particularly in the construction and machinery sectors [6][7] - The construction sector has seen 54% of B2B sales transacted on credit, while the steel/metals industry has 46% [6][7] - Machinery companies are cautious in extending trade credit due to a rise in bad debts, with only 20% of sales conducted on credit [6][10] Key Figures and Charts - 50% of surveyed businesses report increased reliance on trade credit [7] - Average payment terms for machinery and steel/metals sectors are nearly 70 days, while construction averages 41 days [9][11] - Bad debts account for an average of 11% of total B2B sales in Belgium, higher than the Western European average of 8% [10][12] Looking Ahead - 24% of businesses expect a deterioration in B2B customer payment behavior, with 40% of construction companies sharing this sentiment [20][22] - Concerns about DSO are rising, with 26% of businesses anticipating a decline in debt collection efficiency [21][23] - A significant short-term concern is the shortage of skilled workers, affecting nearly one-third of companies [25][27]

イAtradius Atradius Payment Practices Barometer 2024 | --- | --- | --- | --- | --- | |-------|-------|-------------------------------------------------------|-------|-------| | | | | | | | | | | | | | | | B2B payment practices trends | | | | | | The Netherlands | | | | | | | | | | | | Varied trade credit landscape amid economic headwinds | | | | | | | | | About the Atradius Payment Practices Barometer The Atradius Payment Practices Barometer is an annual survey of business-to-business (B2B) payment practices ...

Atradius Payment Practices Barometer 2024 B2B payment practices trends Ireland Trading on credit declines amid worsening B2B payment practices About the Atradius Payment Practices Barometer The Atradius Payment Practices Barometer is an annual survey of business-to-business (B2B) payment practices in markets across the world. Our survey provides us with the opportunity to hear directly from companies polled about how they are coping with the impact of the current challenging economic and trading environment ...

Atradius Payment Practices Barometer 2024 B2B payment practices trends Spain Customer credit risk landscape affected by persistent economic headwinds About the Atradius Payment Practices Barometer The Atradius Payment Practices Barometer is an annual survey of business-to-business (B2B) payment practices in markets across the world. Our survey provides us with the opportunity to hear directly from companies polled about how they are coping with the impact of the current challenging economic and trading envi ...

Atradius Payment Practices Barometer 2024 B2B payment practices trends Greece Deteriorated B2B payment behaviour impacts business financial stability About the Atradius Payment Practices Barometer The Atradius Payment Practices Barometer is an annual survey of business-to-business (B2B) payment practices in markets across the world. Our survey provides us with the opportunity to hear directly from companies polled about how they are coping with the impact of the current challenging economic and trading envi ...

Atradius Payment Practices Barometer 2024 B2B payment practices trends Germany Cashflow concerns mount amid bleak credit risk landscape About the Atradius Payment Practices Barometer The Atradius Payment Practices Barometer is an annual survey of business-to-business (B2B) payment practices in markets across the world. Our survey provides us with the opportunity to hear directly from companies polled about how they are coping with the impact of the current challenging economic and trading environment on pay ...

Investment Rating - The report does not explicitly provide an investment rating for the industry Core Insights - The report highlights the importance of trade credit in B2B sales strategies in Sweden, with 80% of companies offering trade credit and 60% of B2B sales being transacted on credit, consistent with the previous year [7][8] - There is a notable decline in credit sales within the consumer durables sector, dropping to 43% of all B2B sales, while the electronics/ICT sector maintains a higher rate of 68% [7][8] - Concerns about insolvency risks are rising, with 36% of businesses preparing for potential insolvency challenges in the coming year, particularly in the consumer durables and electronics/ICT sectors [30][34] Summary by Sections B2B Payment Practices Trends - Trade credit is a vital component of B2B sales strategies, with 60% of sales on credit, stable from the previous year [7][8] - The consumer durables sector has tightened payment terms, now averaging one month from invoicing, nearly three weeks shorter than last year [8][12] - Late payments affect 35% of B2B sales on credit, with bad debts averaging 6% [12][14] Key Figures and Charts - 56% of companies used invoice financing, 44% relied on bank loans, and 42% utilized trade credit as financing sources [18] - Payment practices remain stable, with overdue invoices being settled quicker than a year ago, averaging three weeks past due [12][13] Looking Ahead - Economic conditions and cybersecurity threats are primary concerns for businesses, with 35% and 31% of respondents respectively highlighting these issues [23][25] - The electronics/ICT sector expresses significant concern over geopolitical tensions affecting global operations [26][30] - 44% of companies expect no change in Days-Sales-Outstanding (DSO), while 41% anticipate improvements [36][34]

Atradius Payment Practices Barometer 2024 B2B payment practices trends Switzerland Trade credit delivers financial relief amid high borrowing costs About the Atradius Payment Practices Barometer The Atradius Payment Practices Barometer is an annual survey of business-to-business (B2B) payment practices in markets across the world. Our survey provides us with the opportunity to hear directly from companies polled about how they are coping with the impact of the current challenging economic and trading enviro ...

Atradius Payment Practices Barometer 2024 B2B payment practices trends United Kingdom Trade credit plays vital role amid cashflow concerns About the Atradius Payment Practices Barometer The Atradius Payment Practices Barometer is an annual survey of business-to-business (B2B) payment practices in markets across the world. Our survey provides us with the opportunity to hear directly from companies polled about how they are coping with the impact of the current challenging economic and trading environment on ...

Fertility policy and practice: the APAC Fertility and Family Scorecard ...