“我国的社保数据，正出现惊人变化”

Core Viewpoint - The article discusses the evolution and current state of China's social security system over the past 30 years, highlighting its achievements in achieving near-universal coverage while also addressing the emerging disparities in benefits among different groups [2][26]. Group 1: Social Security Development Over 30 Years - Since 1993, China has established the world's largest social security system, with social pension insurance covering 1.07 billion people and medical insurance covering 1.38 billion people, achieving near-universal coverage [5][6]. - The transition from a "state-unit guarantee system" during the planned economy to a "state-social guarantee system" has expanded coverage from urban residents to the entire population, including farmers and non-state sector employees [8][26]. Group 2: Achievements in Coverage - The social insurance participation rate for pension insurance rose from 27% in 2010 to 75% in 2022, while medical insurance participation has remained stable at around 95-96% since 2018 [7][26]. - The social security system has provided systematic support to previously unprotected groups, such as farmers and non-state sector employees, who are now significant beneficiaries of the system [10][11]. Group 3: Emerging Disparities - The main contradiction in the current social security system is the unequal distribution of benefits among different groups, with significant disparities between urban and rural residents, as well as between employees and non-employees [3][16]. - The gap between employee insurance and resident insurance has widened, with pension benefits for employees being 7.28 times higher than those for residents by 2020 [19][26]. Group 4: Challenges and Future Outlook - The sustainability of the social security system requires substantial financial investment, and the burden on social security funds is increasing due to demographic changes such as aging and declining birth rates [27]. - Future efforts should focus on optimizing economic structures and seeking common interests among different social groups to enhance the effectiveness of the social security system as a safety net and economic stabilizer [27].