青岛农商银行：以“金融之舟”助力民企“破浪出海”

Core Viewpoint - The article emphasizes the strong support for the high-quality development of the private economy, highlighting the proactive measures taken by financial institutions, particularly Qingdao Rural Commercial Bank, to assist private enterprises in their growth and international expansion [1]. Financial Support for Private Enterprises - In 2024, Qingdao Rural Commercial Bank plans to support the private economy with a funding limit exceeding 110 billion yuan and aims to serve over 4,400 private enterprise clients [1]. - The bank's commitment reflects its mission of "financial service for the nation and the people," especially in the context of the changing international landscape [1]. International Business Development - Qingdao Rural Commercial Bank has been a key player in supporting international trade, serving over 12,000 international trade enterprises, which accounts for more than half of the city's total [1]. - The bank's international settlement volume has surged from 3.9 billion USD in 2012 to 26 billion USD in 2024, marking a nearly sevenfold increase [1]. Competitive Advantages - The bank's international business is characterized by four main advantages: speed, favorable rates, comprehensive product offerings, and attentive service, which contribute to its leading position in the industry [2]. Client Testimonials and Product Offerings - Clients have expressed satisfaction with the bank's timely financial support, highlighting its diverse product offerings and superior service quality [3]. - Qingdao Rural Commercial Bank has developed over 100 products across seven categories to meet the specific needs of private enterprises, including various financing solutions [3]. Policy Implementation and Service Quality - The bank actively implements national foreign exchange management policies, ensuring that relevant information reaches enterprises effectively, thereby enhancing service convenience [3]. - The bank has upgraded its international business department to a transaction banking department to provide comprehensive financial support for import and export enterprises [6]. Recognition and Awards - Qingdao Rural Commercial Bank has received numerous accolades for its service quality, including being rated A-level in national foreign exchange policy assessments for 11 consecutive years and ranking among the top 100 in the national interbank foreign exchange market for 12 years [6]. Conclusion - As a representative of local financial institutions, Qingdao Rural Commercial Bank aims to continue supporting private enterprises in their international endeavors, ensuring a smoother and broader path for their growth [6].