你不知道的美国：望而却步的育儿费

Core Viewpoint - The article highlights the significant financial burden of childcare costs on American families, particularly in urban areas like New York City, where rising expenses are leading to increased debt and delaying family planning decisions [2][6][12]. Group 1: Childcare Costs - Families in New York City face high childcare expenses, with costs for camps reaching $180 per child per day, leading to substantial additional financial strain during school breaks [3][5]. - The average monthly childcare fees in New York range from $1,500 to $2,000, significantly impacting disposable income and overall family finances [6]. - A report indicates that the annual cost of childcare for infants in private centers has risen by 79% since 2019, while costs in larger facilities have increased by 43%, far exceeding the city's inflation rate of 20% [6][8]. Group 2: Debt Accumulation - The financial burden of childcare has led some families, such as the Allen family in Connecticut, to accumulate debts as high as $150,000, forcing them to delay savings for future expenses like college tuition [2][7]. - The median annual cost of full-day childcare for preschoolers across the U.S. ranges from ¥990,000 to ¥2,350,000 (approximately RMB 48,000 to 114,100), representing 8.9% to 16% of average household income [8]. Group 3: Demographic Trends - The U.S. is experiencing a decline in birth rates, with the total fertility rate dropping to 1.62 in 2023, below the replacement level of 2.1, primarily due to economic pressures [11][12]. - Rising living costs and student debt are causing many young couples to postpone or forgo having children, contributing to a phenomenon referred to as "invisible low birthrate" [10][12]. Group 4: Childcare Support - The article notes that the U.S. has the weakest childcare support among developed countries, lacking national paid parental leave and comprehensive childcare assistance [13][15]. - Concerns have been raised about the impact of federal policies on childcare support, with organizations warning that funding freezes could disrupt essential services [16].