3·15投资者保护 | 擦亮双眼，筑牢金融反诈“防火墙”

Core Viewpoint - Financial fraud is increasingly sophisticated, with new methods emerging, such as "AI face-swapping and voice imitation" scams, posing significant threats to personal financial security and disrupting market order [1] Common Types of Financial Fraud - "Guaranteed high returns" scams: Fraudsters promise unrealistic returns like "capital protection" and "daily earnings of thousands," luring victims with small initial returns before disappearing with larger investments [2] - Impersonation of financial institutions or experts: Criminals forge credentials of banks or securities firms, posing as "financial advisors" to mislead victims into purchasing fake investment products [2] - Phishing and fake platforms: Scammers send links or apps disguised as legitimate institutions to collect sensitive information or lead victims to non-withdrawable trading platforms [2] - False stock recommendations and "insider information": Fraudsters claim to be "stock gods" or "insiders," promoting stocks in exchange for membership fees or encouraging victims to buy into failing stocks [2][3] - Forged contracts and financial documents: Scammers create fictitious investment projects, providing fake contracts or certificates to defraud investors [3] Prevention Measures Against Financial Fraud - Avoid greed and be wary of "too good to be true" offers: All promises of "high returns with zero risk" are scams; remember that returns are proportional to risks [4] - Verify credentials and authenticity: Before investing, check the legitimacy of institutions through official channels and avoid trusting unknown links or apps [4] - Protect personal information: Do not disclose sensitive information like bank account numbers or passwords to strangers, as legitimate institutions will never ask for such details [4] - Enhance financial literacy: Understand basic financial concepts and learn to recognize common scam tactics; stay informed about warnings from regulatory bodies [4] - Report suspicious activities immediately: Retain evidence like chat records and transaction receipts, and report to authorities while contacting banks to freeze accounts to minimize losses [4]