南京，全面取消！

Core Viewpoint - Nanjing has introduced the "Housing Seven Measures" policy to stabilize the real estate market, which includes comprehensive cancellation of housing transfer restrictions and increased support for housing provident funds and young homebuyers, indicating a trend towards continued easing of housing policies in the second quarter [2][11]. Group 1: Policy Measures - The policy emphasizes increased support for young homebuyers by encouraging banks to offer low down payment, low interest, and flexible loan products, effectively lowering the purchasing threshold for individuals under 45 years old [4]. - It aims to meet the housing improvement needs of residents by optimizing the "old for new" housing consumption model, supported by government and developer subsidies, with an initial government subsidy fund of 100 million yuan [5][6]. - The policy accelerates the fulfillment of housing needs for those affected by land acquisition by including existing inventory properties in the housing voucher system and enhancing financial support for voucher redemption [7]. Group 2: Cancellation of Restrictions - The policy fully cancels restrictions on the transfer of commercial housing, allowing properties to be listed for sale immediately after obtaining property rights certificates starting March 31, 2025, which will enhance the liquidity of the housing market [8][13]. - It expands the scope of housing provident fund support, allowing family members of homebuyers to withdraw funds for down payments, thereby alleviating financial pressure on homebuyers [8][12]. Group 3: Urban Development and Quality of Life - The policy promotes the revitalization of idle corporate assets and encourages the redevelopment of commercial and low-efficiency land to increase the supply of improved housing [9]. - It focuses on enhancing the quality of urban living environments by utilizing national support policies and increasing funding incentives for urban renewal and village reconstruction projects [10].