Core Viewpoint - The article discusses the performance of various asset classes in 2023, highlighting significant gains in certain sectors while noting declines in others, particularly in the US stock market. Group 1: Asset Performance - The Hang Seng Technology Index has increased by 23.24% year-to-date, while gold prices have risen by 17.11% [2][3] - The A-share market has seen declines in major indices such as the Shanghai Composite Index and the CSI 300, with the latter down by 0.50% [2][3] - The US stock market has experienced notable declines, with the S&P 500 down by 5.11% and the Nasdaq 100 down by 8.24% [4] Group 2: Valuation Data - The current Price-to-Earnings (PE) ratio for the CSI 300 is 20.17, with historical maximum and minimum values of 59.01 and 13.03 respectively [6] - The PE ratio for the ChiNext Index stands at 36.58, indicating a relatively high valuation compared to historical averages [6] Group 3: Market Strength Indicators - Market strength indicators have shown significant pullbacks, approaching oversold territory, suggesting potential for further declines if negative trends continue [9] Group 4: Asset Allocation Strategy - Effective asset allocation involves diversifying investments across different asset classes to mitigate risk and enhance returns [10] - It is recommended to maintain an emergency fund covering 3 to 6 months of living expenses, while excess funds can be allocated to higher-risk investments like stocks and funds [10][11] - Regular reviews of asset allocation are advised to adjust for significant gains or losses in specific assets [11]
对于个人和普通家庭,什么是好的资产配置?
雪球·2025-03-31 07:37