每日钉一下（判断创业板指数的估值，只看百分位可以吗？）

Group 1 - The article emphasizes the importance of diversifying investments across different asset classes, including both RMB and foreign currency assets, as well as stocks and bonds [1] - It highlights that US dollar bonds are a significant component of this diversification strategy and discusses how to invest in US dollar bond funds [2] - The article offers a free course that systematically introduces the knowledge of investing in US dollar bond funds, aiming to enhance understanding and efficiency in learning [3] Group 2 - The article encourages readers to engage with a course assistant to access the free course on US dollar bond funds by replying with "美元债" [3] - It mentions additional resources such as course notes and mind maps to facilitate quicker comprehension of the course content [3] - A link is provided for readers to access a larger family asset allocation course for free [4]