X @Coinbase 🛡️

Stablecoin Adoption & Growth - Stablecoins are emerging as the future of global payments, poised to disrupt traditional credit, debit, and banking networks [2] - Citigroup projects the stablecoin market cap could reach $16 trillion by 2030, while other estimates go as high as $37 trillion [3] - The total addressable market for cross-border transfers is estimated at $195 trillion [3] Stablecoin Use Cases & Impact - Crypto has 4 mass-market use cases: store of value, trading, staking, and stablecoins [1][2] - Stablecoins offer a new global, open financial network, driving the mass migration of unbanked or underbanked individuals and businesses into the global economy [3] - Stablecoins combined with self-custodial wallets create internet-native bank accounts accessible to everyone [4] - Stablecoin payments attract new customers to merchants, enabling previously sidelined individuals to participate in global commerce [4] Future Potential - By 2030, most internet users will interact with stablecoins [5] - Stablecoins enable more open, fair, free, and transparent financial services (DeFi) globally [6] - AI agents and faster, automated transactions could lead to increased stablecoin volume [7] - Stablecoins can facilitate the digitalization of small, cash-oriented businesses worldwide [7]