FICO CEO: Seeing 'Race to the Bottom' in Lender Choice

I am curious as to how you're preparing for the potential that some of these the some of the mortgages being originated may now start relying on one of your main competitors. Well, we'll see how it all shakes out. You know, the reason that we've had the performance we've had and the reason that cycle scores are sort of the way they are as an industry standard is that we've been delivering really highly predictive results for a very long time.And there are tremendous efficiencies and using a score like cycle ...