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Social Security & Healthcare - The document discusses the option of only paying for resident medical insurance instead of social security [1] - It highlights a shift towards mandatory social security contributions [3] - The author expresses concern for self-employed individuals who voluntarily pay for social security [3] - The author argues that most young people who pay for medical insurance rarely use it [3] Personal Finance Perspective - The author criticizes the perceived "word game" where individuals still pay out-of-pocket even with medical insurance [3]