Is the American dream of owning a home over?

Owning a home has always been the American dream, but now that bedrock belief is starting to crumble. More people are getting stuck as renters. Why.Because the cost of everything is going up. Home prices are at record highs. Mortgage rates are at 15-year highs.The cost of insurance has gone up almost 75% since 2010 because of wildfires, floods, and other climate disasters. Last year, to qualify for a typical mortgage, you needed a household income of $127,000, which was up 60% in just 4 years. It's now chea ...