Everyone Is WRONG About Ripple XRP & SWIFT

Industry Shift & Technology - The financial space is shifting from paper-based to digital-based processes [1] - Swift lacks the technology to support this shift [1] - Ripple and XRP are key players in the new technology space [1] - ISO 20022 enables new technology adoption, including digital assets and blockchain [20] Swift's Position & Challenges - Swift, established in 1973, has over 11,500 institutional players across 200 countries [1] - The US has weaponized the Swift network, leading nations to seek alternatives [1] - Swift does not clear and settle payments; it's a messaging network [10] - Swift's dominance is being challenged, but it's not collapsing yet [1] Ripple's Strategy & Acquisitions - Ripple is creating an institutional infrastructure stack around blockchain and tokenized assets [4] - Ripple acquired Hidden Road, aiming to move $3 trillion per year over the XRP ledger [3] - Ripple acquired Rail, which powers 10%+ of all B2B stablecoin volume [5] - Rail's acquisition is a strategic play that could reshape how businesses move money globally, reducing costs by 80% and settling payments in minutes [7][8] Stablecoins & Future Trends - Stablecoins are becoming a dominant piece of the crypto space, making up over 1% of the global M2 supply [5] - Stablecoins could eventually make up over 10% (and potentially 100%) of the global M2 supply [6] - Everything is moving on-chain and being tokenized [6] Ripple & Swift Coexistence - Ripple's main focus is improving the way money moves globally, not necessarily replacing Swift [18] - There is a world where Ripple and Swift can coexist [14][15] - Swift should tap into what Ripple is trying to do and adopt digital assets for settlement and clearing [11][12] - Swift is showing interest in innovating and tapping into digital assets and tokenization [24]