Decode Yourself | Nadamuni Padiri | TEDxHimalayan International School Youth

Financial Literacy & Personal Finance - Financial literacy is crucial for thriving, while degrees only help in survival [1][22] - Many educated individuals are financially struggling due to a lack of financial wisdom [4] - The presenter, a chartered accountant, experienced financial difficulties despite their education [6] - The "BUILD" framework is introduced to help individuals move from survival to abundance [8] The BUILD Framework - Breaking Limiting Beliefs: Overcoming mindset barriers about wealth building [9][10][11] - Understanding Your Current Financial Position: Tracking income, savings, spending, and net worth for clarity [11][12] - Increasing Income Intentionally: Focusing on strategic changes rather than just job hopping for small salary increases (10-20%) [13][14] - Learning to Multiply Income: Investing instead of just saving, and collaborating instead of competing [15][16][17][18] - Designing a Wealth Legacy: Passing on financial wisdom, self-awareness, and values, not just property [18][19] Investment & Wealth Building - Investing, even with small amounts like 2,000 per month, can outperform higher salaries if managed well [17] - Creating multiple income streams is essential, utilizing skills and knowledge to generate additional revenue [14][15] - Job security is an illusion; skill set security is the real wealth [15]