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Marketing Analysis - The industry views the marketing positioning of the paid "M-branded NFT U Card" as awkward [1] - For card organizations, credit cards are superior to debit cards, which are superior to prepaid cards, and U cards are considered the lowest tier within prepaid cards [1] Financial Alternatives - The industry suggests that with the budget for a U card, obtaining an ITIN with a mainland passport is a better alternative for accessing US credit cards [1] International Banking - Preparing overseas bank accounts and credit cards is recommended for seamless fund transfers [1]