This Is The #1 Reason Why XRP Isn't Being Adopted By Institutions At Scale

Adoption of XRP and Ripple's Technology - Many big banks are working with Ripple, but aren't using XRP at scale [1][2][3][4][5] - Ripple's customer list spans over 500 entities, yet XRP's price isn't parabolic [11] - Some banks are using Ripple payments or custody solutions, but the use case value of XRP is limited [2] - DBS Bank is using the XRP ledger for tokenized collateral and stable coins [7][8] - BBVA is using Ripple for custody, which involves tokenization [9][10] Regulatory Landscape - The Ripple SEC case being wrapped up in early August has eased concerns, but doesn't fully unlock XRP adoption [4][12][13] - Crypto's unregulated status is a major obstacle to XRP adoption at scale [14][19][26] - Market structure legislation for digital assets is needed to ensure the US becomes the crypto capital of the world [15][16][27] - The Genius Act, signed into law, led to a massive inflow of players launching their own stable coins [18][19] - The Ethereum and crypto market structure bill is expected to pass by the end of the year [19][20] Future Outlook - Passing the market structure bill will unlock innovation and allow big players to tap into crypto technologies [27][28] - Regulations are the number one reason why big institutional players are waiting on the sidelines [35][36] - Utility-based projects like XRP need crypto clarity and full regulation to be adopted by big banks [25][26]