Low-risk DeFi is already beating local banks.

DeFi is far from perfect, not really that decentralized, not really that safe. From the perspective of a wealthy first world citizen, safe DeFi can be unattractive. But for the other 90% of the world that doesn't have the privilege of using trustworthy financial institutions under the purview of a reliable government, local banks are shady, regulation is unreliable, and confiscation is always just one bureaucrat's signature away.DeFi fixes this. We are exporting the best banking system of the world to every ...