How the government shutdown may affect your money

Government Shutdown Impact - Hundreds of thousands of non-essential federal workers will be furloughed, impacting their regular paychecks, though retroactive pay is expected [1] - A government shutdown lasting less than approximately 2 weeks is projected to have minimal financial and economic repercussions [2] - Social Security and Medicare benefits are expected to continue without interruption during the shutdown [3] - Disruptions are anticipated in certain government services, including some Social Security services, housing programs, nutrition assistance, and veteran claims [3] - National parks and monuments will be closed during the shutdown [4] - Potential disruptions to travel plans may occur due to TSA agents and air traffic controllers possibly not reporting to work without pay [4] - The federal flood insurance program will be closed to new policies during the shutdown, potentially affecting home buyers needing flood insurance to secure a mortgage [5] - Healthcare premiums for millions are indirectly affected by government shutdown negotiations, with potential doubling in 2026 if enhanced subsidies are not extended [5][6] - Market analysts suggest the stock market has generally been resilient during past government shutdowns [6] - Market analysts suggest potential market dips during the shutdown could present buying opportunities for investors [7]