X @s4mmy

Neo Banks & Crypto Integration - Ripple is considered a Neo Bank with a market cap of $183 billion, 117x the XPL market cap of $16 billion [1] - VISA and Mastercard are increasingly integrating into crypto payments [4] Crypto Card Offerings & Rewards - Plasma One (VISA) offers up to 10% yields and 4% cashback, with fee-free transfers to 150 million merchants [1] - useTria (VISA) provides 6% kickback on purchases and lounge access, with a basic virtual card costing $20 and a physical metal card with 6% rewards costing $220 [2] - EtherFi (VISA) offers 3-5% back on all purchases plus ETHFI rewards, with $45 million distributed last quarter and a cumulative spend volume of $60 million [2] - Revolutapp (Mastercard) offers up to 1% cashback rewards and points program, with benefits like NordVPN, Uber One, WeWork, travel insurance, and airport lounge passes for Ultra members at $60/month [3] - gnosispay (VISA) has processed over $100 million in payment volume, offering 4% cashback (5% if validator) [3] - coinbase (VISA) provides up to 4% in crypto cashback rewards, available only in the US [3] - MetaMask Virtual Card (Mastercard) offers 1% cashback plus LINEA rewards [3] - cryptocom (VISA) offers up to 5% cashback, tiered rewards based on CRO staking, and access to events like Spotify, Netflix, F1, and UFC [3] Alternative Crypto Payment Solutions - bitrefill offers vouchers for crypto payments, capped at $1,000 per month before requiring email registration [4] Future Trends - AI integration through agents is a significant unlock, especially with physical AI/robots making real-world payments [5]