X @s4mmy

Neo Banks and Crypto Integration - Ripple is referred to as a Neo Bank with a market cap of $183 billion, 117x the XPL market cap ($16 billion)[1] - VISA and Mastercard are increasingly integrated into crypto payments, indicating the future of finance is crypto [4] - VISA and Mastercard are doubling down on crypto payments [4] Crypto Financial Products and Rewards - Plasma One (VISA) offers yields up to 10% and cashback up to 4% on stablecoin spending [1] - useTria (VISA) provides 6% kickback on purchases and lounge access with a physical card that auto-swaps crypto [2] - EtherFi (VISA) offers 3-5% cashback on all purchases plus ETHFI rewards, with $45 million distributed last quarter and $60 million in cumulative spend volume [3] - Revolutapp (Mastercard) offers up to 1% cashback rewards and points program with Ultra membership at $60/month [3] - gnosispay (VISA) has processed over $100 million in payment volume, offering 4% cashback (5% for validators) [3] - Coinbase (VISA) provides up to 4% in crypto cashback rewards, currently only in the US [3] - MetaMask Virtual Card (Mastercard) offers 1% cashback plus LINEA rewards [3] - CryptoCom (VISA) offers up to 5% cashback, tiered rewards based on CRO staking [3] AI and Future Implications - Giving crypto-linked cards to AI agents is a significant development, especially for physical AI/robots making real-world payments [5]