Kymes: Credit is still very benign despite recent headlines

All right, first I want to start off with your quarter. Congrats on the quarter you beat. When it came to EPS, what was the driver of the beat.>> For us, really strong uh topline revenue growth. Net interest income was strong. We've had good loan growth. We've had almost $1.2% billion in loan growth, kind of a 10% annualized growth rate over the last six months.That was a big driver for us. And then on the fee revenue side, operating revenue was really strong for us. 123 billion of uh assets under managemen ...