X @Nick Szabo

Student Loan Crisis & Affordability - Individuals earning $100K/year cannot secure a $1 million mortgage, highlighting the disparity with student loan amounts [1] - Auto loans of $75K are unattainable for those earning $35K/year, further emphasizing the student loan issue [1] - The availability of $250K in student loans for degrees leading to $40K/year salaries is deemed unacceptable [1] Systemic Issues & Accountability - The current system allows 18-year-olds to make financial decisions leading to potential lifetime economic insecurity [1] - The university system is criticized for convincing students that college is always the "smart thing to do" [2] - Colleges should bear financial responsibility when saddling students with unpayable debt [2] - Federal government backing of student loans enables colleges to inflate prices without accountability [3]