How #AI is impacting the Buy Now Pay Later industry for Gen Z

got my first credit card on campus at college at at 18. Didn't fully understand what I was signing up for. Certainly didn't read the fine print where it said 0% asterisk.Don't worry about it. Borrowed a bunch of money, financed my first startup from that very same credit card. Promptly got into more that I could afford to pay for.Startup failed. Eventually got some nasty calls from collectors. paid it off and four years later or five years later took this little company PayPal public was basically independe ...