November holiday shopping off to a lackluster start, CNBC/NRF Retail Monitor finds

Retail Sales Performance - Retail sales, excluding auto, gas, and restaurants, remained flat, based on real credit card spending data from Affinity Solutions [1] - Year-over-year retail sales increased by 45%, a slight decrease from the previous month [2] Calendar Impact - The shift of Cyber Monday to December impacted November's retail performance [2] - Seasonal expectations from pandemic spending affected unadjusted changes [2] - November retail performance was affected by the loss of Cyber Monday to December [2][3] Sector Performance - Seven out of twelve sectors experienced month-over-month declines, including electronics and appliances [3] - Digital products, building garment supplies, and general merchandise also saw declines [3] - Food and beverage and restaurants experienced growth [4] Consumer Behavior - Shoppers indicated that more than half of their holiday shopping was yet to be done, the highest percentage since 2019 [4][5]