Black Friday sales were up and so was Buy Now Pay Later

We talked about this when we were recapping the Black Friday sales, which were good, but there was a lot of buy now pay later in there. If everyone is like buying their Black Friday purchases on, you know, on layaway or on the equivalent of layaway, that sounds like people don't have enough money. They're spending beyond their means.You tack that on with default rates going up on credit cards and you're like, uhoh, this seems bad. This seems like fintech industry has gotten together with the retail industry ...