If oil goes much higher we are going to start experiencing major pain, says Jim Cramer

Hey, I'm Kramer. Welcome to Mad Money. Welcome to Cra.Other people want to make friends. I'm just trying to save you a little bit of money here. My job is not just to entertain, but to educate, teach.Call me at 1800 743 CNBC or tweet me at Jim Kramer. We're in one of those critical moments where everyone's asking themselves the same thing. What the heck do I need to own any stocks for.Unless you own tons of oil stocks, a fertilizer stock, and a couple of chemical companies, you're getting a real beatd down. ...