受贿513万元、违规放贷105笔，宁夏银行一支行行长获刑七年

Core Viewpoint - The article discusses the corruption case of Wang Mouyan, the former president of the Lijing Branch of Ningxia Bank, who was sentenced to seven years in prison for accepting bribes totaling 5.1328 million yuan [3][10]. Summary by Sections Background of the Case - Wang Mouyan became the deputy president of the Lijing Branch in February 2011 and was responsible for various loan-related decisions [3][4]. Methods of Corruption - From 2012 to 2014, Wang used her position to solicit bribes, including cash gifts and interest payments disguised as loans. She received a total of 3 million yuan in cash from a guarantor company to facilitate loan approvals [5][6]. - Wang lent 1 million yuan to a guarantor company at a monthly interest rate of 3%, using her husband's account to avoid detection. She received a total of 156.75 million yuan in interest from these transactions by June 2018 [5][6]. Scale of Corruption - Wang Mouyan engaged in similar transactions with multiple individuals, ultimately lending out 10 million yuan across several parties, all while making unilateral decisions on loan terms [6][7]. - Between January 2012 and March 2019, she accepted cash and interest payments totaling 513.28 million yuan from various companies [6][7]. Impact on the Bank - Wang's actions led to significant risks for Ningxia Bank, with numerous loans issued under questionable circumstances. By July 2024, 97 loans totaling 177 million yuan were in litigation, with many borrowers showing poor repayment intentions [7][8]. - The bank faced multiple violations in loan issuance, including inadequate investigation of borrowers' financial conditions and improper loan management practices [8]. Legal Proceedings - Wang was investigated by the disciplinary committee in February 2022 and later confessed to her crimes, returning the bribe amount. She was arrested in August 2024 and sentenced to seven years in prison, along with a fine of 500,000 yuan [9][10].