新华网财经·2025-05-04 09:04Core Viewpoint - Multiple regions and financial institutions are actively promoting digital RMB through various consumer scenarios, including dining, shopping, and travel, to stimulate economic activity and enhance user adoption [1][2]. Group 1: Digital RMB Promotions - Banks in Beijing, such as Agricultural Bank of China, Bank of China, and Postal Savings Bank, are offering discounts for digital RMB usage, including a "spend 30 yuan, get 10 yuan off" promotion from May 1 to May 31 [3]. - In Guangzhou, Industrial and Commercial Bank of China launched the "Love Purchase Digital RMB Business Circle" campaign, providing various discount coupons for users who meet spending thresholds from April 14 to August 31 [3]. - Shenzhen's Guangming District is distributing digital RMB red envelopes with various discount options, such as 666 yuan off 1000 yuan, to encourage consumer participation [3]. Group 2: Expansion of Application Scenarios - The application scenarios for digital RMB are expanding beyond traditional consumption to include government services, education, healthcare, and transportation [5][6]. - Financial institutions like Industrial and Commercial Bank of China and China Construction Bank are reporting advancements in digital RMB applications, including digital tax services and smart contracts for utilities and payroll [6]. - Recent initiatives in Zhejiang Province encourage financial institutions to innovate products and services, promoting digital RMB in new retail and service environments [7].