警惕三大套路！北京金融监管局发声！

Core Viewpoint - The article emphasizes the increasing targeting of students by fraudsters, highlighting various scams that exploit their lack of experience and awareness [2][6]. Group 1: Types of Scams - Scam One: Middle school students are lured by fraudsters using idol culture and anime themes, enticing them with offers like "free merchandise" and "unlocking hidden content," leading to payments for "entry fees" or "deposits" [3]. - Scam Two: University students are targeted with fake "easy money" job offers for order brushing, where initial small rebates build trust, followed by demands for larger upfront payments under false pretenses, resulting in significant financial losses [4]. - Scam Three: International students face cross-border scams where fraudsters impersonate officials, claiming issues like "money laundering" or "visa irregularities," pressuring students into large transfers while isolating them from outside help [5]. Group 2: Prevention Measures - The article advises students and parents to verify identities and transaction channels, avoid pre-payment, and purchase cultural products only from official platforms [6]. - It stresses the importance of protecting personal information, avoiding suspicious links, and regularly updating passwords [6]. - The article encourages open communication with family and authorities when encountering suspicious situations or threats [6].