金融监管总局：一季度普惠小微贷款保持高增！

Core Viewpoint - The banking and insurance sectors continue to show growth in total assets, with banks' total assets reaching 458.3 trillion yuan, a year-on-year increase of 6.7%, and insurance companies' total assets at 37.8 trillion yuan, growing by 5.4% [1][2]. Banking Sector - Large commercial banks have a total asset amount of 198.5 trillion yuan, reflecting a year-on-year growth of 7.3%, accounting for 43.3% of the total banking assets [2]. - The balance of inclusive small and micro enterprise loans reached 35.3 trillion yuan, with an increase of 1.95 trillion yuan from the end of last year, marking a year-on-year growth of 12.5% [4]. - The financial regulatory authority has set specific targets for 2025 regarding financial services for small and micro enterprises, aiming to maintain loan growth rates that are not lower than overall loan growth rates [4]. Agricultural Loans - The balance of inclusive agricultural loans stood at 13.7 trillion yuan, with an increase of 795.5 billion yuan since the beginning of the year [4]. - Banks are encouraged to set differentiated growth targets for inclusive agricultural loans and to increase credit support for key areas such as grain production [5]. Insurance Sector - The insurance industry reported a total premium income of 2.2 trillion yuan in the first quarter, a year-on-year increase of 0.8%, while claims and benefits paid amounted to 827.4 billion yuan, up 12.2% [7]. - The number of new insurance policies issued increased by 20.7% [6]. - Insurance companies maintain a strong solvency position, with a comprehensive solvency adequacy ratio of 204.5% and a core solvency adequacy ratio of 146.5% as of the end of the first quarter [7].