狠狠搞钱的10大顶级思维！看完秒杀90%散户

Core Viewpoint - The article emphasizes the importance of emotional control in investing, suggesting that most retail investors lose due to emotional decisions rather than technical skills. It advocates for a long-term investment strategy and disciplined approach to asset management [9]. Investment Strategy - Investing during market panic and selling during market euphoria is recommended as a strategy to maximize returns [1]. - A systematic investment plan is proposed, where a monthly investment of 5,000 yuan at an annualized return of 15% could grow to 10 million yuan in 20 years [2]. - It is advised to limit individual stock investments to no more than 20% of total capital to mitigate risk [5]. Risk Management - Immediate liquidation of positions is suggested if losses exceed 7% to prevent further declines [3]. - The use of leverage is discouraged, with a recommendation to avoid margin trading altogether [6]. Asset Management - Holding quality assets through market fluctuations (bull and bear markets) is highlighted as a key strategy for wealth accumulation [8]. - The article stresses that wealth is a manifestation of knowledge, and patience in investment leads to better financial outcomes [9].