多地成立外贸工作组精准助企纾困 银保协同创新推进敢贷愿贷

Core Viewpoint - The article discusses the measures taken by China to stabilize employment, economy, and market expectations amid increasing global trade uncertainties, emphasizing financial support for foreign trade enterprises to seize opportunities during a trade window period [1][3]. Group 1: Financial Support Measures - Various provinces, including Guangdong, Zhejiang, and Fujian, have implemented financial support policies to enhance export credit insurance coverage and strengthen bank-insurance collaboration to encourage banks to lend [3][4]. - Fujian province has established a special credit quota of 90 billion yuan for foreign trade, providing full premium subsidies for small export enterprises with annual exports below 7 million USD [3][4]. - The financial regulatory authority plans to expand the financing coordination mechanism to all foreign trade enterprises, ensuring that banks fully implement policies to support foreign trade [6][8]. Group 2: Export Credit Insurance - Export credit insurance is highlighted as a crucial tool for supporting foreign trade enterprises, mitigating risks associated with international trade and financing [10][11]. - In 2024, the national insured amount for export credit insurance is expected to exceed 1 trillion USD, with significant growth in the first quarter [11]. - Shenzhen has introduced a unified insurance policy for small and micro foreign trade enterprises, allowing them to obtain insurance without paying premiums [11]. Group 3: Innovative Financing Solutions - The China Export-Import Bank is innovating financing models to support small foreign trade enterprises by sharing credit risks with commercial banks, thereby encouraging lending [12]. - A new financing model called "Micro Trade Loan" has been developed, leveraging real import-export data and insurance information to enhance credit evaluation and reduce financing costs for small enterprises [12]. - The article emphasizes the importance of collaboration among various financial institutions to innovate products that meet the needs of foreign trade enterprises [12].