推进敢贷愿贷！多地成立外贸工作组

Core Viewpoint - Since the second quarter of this year, global trade uncertainties have increased, prompting China to implement a series of incremental policies to stabilize employment, the economy, and market expectations, thereby promoting high-quality development. With the easing of trade tensions, various regions are deploying measures to support enterprises in seizing foreign trade opportunities [1]. Financial Support for Foreign Trade - Financial support is a key aspect of implementing service guarantee measures, with banks providing timely and efficient credit support to foreign trade enterprises through a package of incremental financial policies [1][2]. - Regions such as Guangdong, Zhejiang, Jiangsu, Fujian, Shandong, Yunnan, and Chongqing have introduced financial support policies to enhance export credit insurance coverage and strengthen bank-insurance collaboration to encourage lending [2][3]. Specific Regional Initiatives - Fujian Province has established a special credit quota of 90 billion yuan for foreign trade, aiming to improve credit approval efficiency and reduce financing costs for foreign trade enterprises [3]. - Yunnan Province is enhancing its risk analysis capabilities for overseas markets and providing comprehensive risk protection for enterprises through a three-tiered insurance system [4]. Expansion of Financing Coordination Mechanism - The Financial Regulatory Bureau plans to expand the financing coordination mechanism to all foreign trade enterprises, ensuring that banks implement various foreign trade policies effectively [5][6]. - Local foreign trade working groups are being established to facilitate financing and insurance for small and micro foreign trade enterprises [6]. Credit Demand and Loan Issuance - As of the end of April, local foreign trade working groups have visited nearly 6,000 foreign trade enterprises, issuing loans totaling 91.645 billion yuan [7]. - In Zhejiang Province, 44,000 foreign trade enterprises have been visited, with a total loan issuance of 285.2 billion yuan by the end of March [7]. Export Credit Insurance and Product Innovation - Export credit insurance is a crucial tool for enhancing financial support for foreign trade enterprises, with the national insured amount expected to exceed 1 trillion USD in 2024 [8][9]. - Regions are implementing unified insurance policies for small and micro foreign trade enterprises to mitigate collection risks and support market expansion [9][10]. Policy Recommendations - There is an expectation for fiscal and tax policies to address financing challenges for private enterprises, including targeted tax reductions and subsidies [10].