利好！金融监管总局、央行、证监会……集体出手！

Core Viewpoint - The article discusses the release of measures by eight departments to support financing for small and micro enterprises, focusing on improving their financing conditions through various specific initiatives [1]. Group 1: Increasing Financing Supply - The measures emphasize enhancing the coordination mechanism for financing small and micro enterprises, strengthening loan supervision, and utilizing structural monetary policies [2][3]. - As of February, over 50 million small and micro enterprises and individual businesses have been visited, with credit exceeding 10 trillion yuan, and the balance of non-repayable loans is nearly 7 trillion yuan [2]. Group 2: Policy Support for Equity Financing - The measures encourage small and micro enterprises to engage in equity financing, including listing on the New Third Board and guiding social capital towards innovative small and medium enterprises [3]. - Local financial management departments are supported to enhance their services for small and micro enterprises in equity financing [3]. Group 3: Risk Management and Policy Optimization - The measures propose optimizing risk-sharing compensation mechanisms and implementing tax incentives for small and micro enterprises [4]. - There is a focus on improving the efficiency of bad loan disposal and enhancing risk management for small and micro enterprise loans [6]. Group 4: Financial Service Quality Improvement - The measures include a new goal of improving the quality of financial services for small and micro enterprises, emphasizing risk management and credit quality [6]. - Banks are encouraged to simplify loan risk classification methods and provide more credit resources to small and micro enterprises [6].