人社部：领取失业保险金不影响基本养老保险个人账户

Core Viewpoint - The article clarifies that receiving unemployment insurance benefits does not reduce the balance in an individual's basic pension insurance account, as these funds are accounted for separately [1]. Summary by Sections Unemployment Insurance Eligibility and Duration - Workers who have participated in unemployment insurance for over one year can claim benefits if they meet specific conditions, including not voluntarily leaving their job. The duration of benefits varies based on the length of contributions: up to 12 months for contributions between 1 to 5 years, 18 months for 5 to 10 years, and 24 months for over 10 years [2]. Impact on Pension Contributions - Individuals receiving unemployment benefits can still pay into their basic pension insurance as individuals. Their unemployment benefits will not be suspended due to their continued pension contributions, provided they do not meet conditions that would legally stop the benefits [3]. Employment Prospects Post-Unemployment Benefits - Claiming unemployment benefits does not affect future job prospects. It is a fundamental right for workers who have contributed to unemployment insurance. Agencies cannot require the transfer of employment records or note the receipt of unemployment benefits in the employee's file [4]. Frequency of Claims - There is no limit on the number of times an individual can claim unemployment benefits, as long as they meet the eligibility criteria [5].