人社部：领取失业保险金不影响基本养老保险个人账户

Core Viewpoint - Receiving unemployment insurance benefits does not reduce the balance in the personal account of basic pension insurance [2]. Summary by Sections Unemployment Insurance Benefits - Workers who have participated in unemployment insurance for at least one year and meet certain conditions can claim unemployment benefits. The duration of benefits depends on the total contribution period: up to 12 months for 1-5 years, 18 months for 5-10 years, and 24 months for over 10 years [3]. Impact on Pension Insurance - During the period of receiving unemployment benefits, individuals can still pay into their basic pension insurance as individuals. The unemployment benefits will not be suspended due to personal contributions to pension insurance [4]. Employment Opportunities - Claiming unemployment benefits does not affect future job prospects. It is a legitimate right for workers who have fulfilled their obligations to contribute to unemployment insurance [5]. Frequency of Claims - There is no limit on the number of times unemployment benefits can be claimed. As long as individuals meet the eligibility criteria, they can receive benefits multiple times [6].