移卡获得美国MTL支付牌照，全球化战略继续提速

Core Viewpoint - The company, Yika (9923.HK), has recently obtained the Money Transmitter License (MTL) from the Arizona Department of Financial Institutions, marking a significant step in its global expansion strategy [2]. Group 1: Licensing and Compliance - Yika has successfully acquired the MTL license, following its previous attainment of the Money Services Business (MSB) license, indicating recognition from U.S. financial regulators regarding its product compliance and overall strength [2]. - The process of obtaining the MTL license is complex and time-consuming, requiring prior application for the MSB license as a prerequisite for state-level MTL applications [2]. Group 2: Global Business Strategy - Since 2021, Yika has focused on overseas markets, actively applying for various licenses, including Hong Kong MSO, Singapore MPI, and U.S. MSB, to provide secure and efficient digital financial services globally [3]. - The company has launched a range of services such as local wallets, overseas wallets, credit cards, joint collection, foreign exchange, and cross-border remittance to enhance customer experience [3]. Group 3: Business Growth and Client Diversification - Yika's overseas business has shown remarkable growth, with a reported transaction volume exceeding 1.1 billion RMB in 2024, reflecting a nearly fivefold year-on-year increase [4]. - The client base has diversified, including well-known brands in various sectors such as automotive, luxury goods, beauty, and entertainment, which has strengthened the company's business resilience [4].