征信服务收费标准大幅下调！每年或节省11亿元！

Core Viewpoint - The National Development and Reform Commission has announced a significant reduction in credit service fees, which is expected to save users approximately 1.1 billion yuan annually [1][3]. Summary by Sections Fee Reductions - Starting from July 1, 2025, the standard service fee for commercial banks and other institutions to query corporate credit reports will decrease from 20 yuan to 9 yuan per report, while the fee for personal credit reports will drop from 2 yuan to 1 yuan [2]. - The fee for accounts receivable pledge registration will be reduced from 30 yuan to 15 yuan per item per year, and the fees for change registration and dispute registration will be lowered from 10 yuan to 5 yuan per item per occurrence [2]. - Rural commercial banks and ten other types of financial institutions will continue to enjoy preferential fee standards for querying corporate and personal credit reports, with domestic trade insurance underwriting institutions also included in the preferential range [2]. User Benefits - Individuals can query their own credit reports for free via the internet, and the first two queries at a physical counter each year will also be free. Starting from the third query, the fee will be reduced from 10 yuan to 5 yuan per query [2]. Implementation and Oversight - The National Development and Reform Commission emphasizes that the credit center must strictly adhere to the newly established fee standards. It is required to submit an annual audited financial report, along with details on revenue, expenditure, business volume changes, and fee standard compliance to the National Development and Reform Commission by the end of April each year [3]. - The commission will adjust the service fee standards for the credit center based on principles of cost compensation and revenue balance, considering factors such as business growth and service cost changes [3].