券商中国·2025-06-06 11:32Core Viewpoint - The launch of the "Beijing-Tianjin-Hebei Three-Region Card" by China Minsheng Bank and China UnionPay aims to enhance regional economic integration and improve residents' convenience in the context of the national strategy for coordinated development in the Beijing-Tianjin-Hebei area [1][2]. Group 1: Product Overview - The "Beijing-Tianjin-Hebei Three-Region Card" is a debit card product jointly launched by the branches of Minsheng Bank in Beijing, Tianjin, and Shijiazhuang, featuring three variants: "Jingcai Card," "Jincai Card," and "Jicai Card" [2]. - The product focuses on market demand and adheres to the principles of being beneficial, convenient, and advantageous for the public, integrating UnionPay's design philosophy of "borderless payment, limitless innovation" [2][3]. Group 2: Strategic Collaboration - China UnionPay and Minsheng Bank have maintained a close strategic partnership, with the card's launch being a significant step in responding to national strategies and promoting the "payment for the people" mission [2]. - The bank's president emphasized the goal of optimizing interconnectivity among the three regions and creating a localized, convenient consumption ecosystem to enhance financial momentum for regional development [2]. Group 3: Customer Benefits - The card addresses core needs in high-frequency life scenarios such as medical, food, housing, transportation, culture, entertainment, and shopping, providing integrated services [3]. - Cardholders can enjoy exclusive benefits such as new customer gifts, fee waivers for cross-bank ATM withdrawals, and free instant messaging services, along with a comprehensive customer rights system [3]. - The product design includes differentiated financial services like fee reductions and customized products, extending benefits to various aspects of daily life, supported by discounts at numerous quality merchants in the region [3].