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楼市大消息!这个一线城市,宣布了→
新华网财经·2025-06-08 01:29

Core Viewpoint - The Beijing Housing Provident Fund Management Center has introduced new measures for housing provident fund loans, including a "telephone loan service" that allows borrowers to apply for loans via a hotline, achieving a "zero-run" process for applicants [1][2]. Summary by Sections - New Loan Application Method: The "telephone loan, service direct" model enables borrowers to call the 12329 provident fund hotline, providing necessary information for loan applications, which are then processed by the entrusted banks [2]. - Streamlined Process: The loan processing time has been significantly reduced from over a month to an average of ten working days due to the simplification of required documents and optimization of business processes [4]. - Collaboration with Banks: Currently, 11 entrusted banks are cooperating with the Beijing Provident Fund Center to offer services such as delegated processing, home signing, and telephone loans, enhancing the efficiency of the loan application process [6]. - Efficiency in Second-hand Housing Loans: For second-hand housing transactions involving mortgaged properties, the center allows for simultaneous evaluation and processing of loan and release procedures, thereby improving transaction efficiency [6].