重磅！央行、国家外汇局联合印发

Core Viewpoint - The article discusses the measures implemented by the People's Bank of China and the State Administration of Foreign Exchange to support the financial integration and development of cross-strait relations, particularly focusing on Fujian province as a demonstration area for this integration [1][2]. Group 1: Financial Ecosystem Optimization - The measures allow banks in Fujian to handle cross-border RMB payments for Taiwanese individuals involved in legal property transactions [4]. - There is a push for improved payment services for foreign individuals in Fujian, including online appointment systems for account openings and enhanced ATM services [4]. Group 2: Cross-Border Trade Pilot Programs - The measures facilitate foreign exchange payments for qualified enterprises in Fujian, allowing banks to process transactions above $50,000 with post-verification [5]. - Banks are encouraged to innovate in cross-border trade settlement services, enabling compliance with new types of foreign exchange transactions [6]. - Special provisions are made for handling exceptional refund cases in goods trade without prior registration [7]. Group 3: Capital Account Investment Facilitation - Taiwanese enterprises in Fujian can reinvest without registration, with banks directly managing foreign debt and foreign exchange registrations [8]. - Eligible enterprises in Fujian are permitted to manage integrated currency pools for efficient fund operations [8]. Group 4: Financial Market Development - The measures support the establishment of a multi-tiered financial market for cross-strait cooperation, promoting Taiwanese enterprises' participation in mainland financial markets [9]. Group 5: Financial Risk Management - There is a focus on proactive financial risk assessment and monitoring, ensuring early identification and management of potential risks [10]. - Enhanced monitoring of cross-border financial risks is emphasized, with a commitment to track and manage changes in cross-border capital flows [10].