南银理财616理财节来袭！详解固收+理财趋势

Core Viewpoint - The article emphasizes the increasing demand for stable asset appreciation and risk control among investors in a complex global economic recovery environment, highlighting the need for wealth management institutions to enhance their professional, companion, and protective capabilities [1]. Group 1: Wealth Management Strategies - Nanjing Bank Wealth Management Company launched the fourth "616 Wealth Management Festival" to showcase its commitment to professional, companion, and protective capabilities in wealth management [1]. - The "Fixed Income +" strategy is emerging as a strong competitor in the mainstream wealth management trend of 2025, balancing risk and return effectively [2][4]. Group 2: Investment Strategy Adjustments - In response to market conditions, Nanjing Bank Wealth Management has adjusted its bond portfolio by controlling duration and increasing allocations to medium- and short-term high-yield credit bonds, while focusing on structural opportunities in equities [2][6]. - The company emphasizes a balanced allocation strategy to mitigate risks associated with market volatility, particularly in the context of high dividend, low valuation blue-chip stocks [6]. Group 3: Core Advantages of "Fixed Income +" Strategy - The "Fixed Income +" strategy combines stability and aggressiveness, aiming to maximize risk-adjusted returns while smoothing overall portfolio volatility [4][5]. - The strategy's "Fixed Income" component provides a stable income base, while the "+" component seeks to capture excess returns through selective equity investments [4][9]. Group 4: Stock Selection and Performance - Nanjing Bank Wealth Management's stock selection strategy focuses on absolute returns and risk control, favoring companies with stable earnings growth and strong cash flow [8][9]. - The "Fixed Income +" strategy's equity investments are designed to complement the fixed income portion, enhancing overall portfolio performance while managing risks [9]. Group 5: Performance Metrics - The "Zengrui Mingyuan" series products have demonstrated strong performance, with the two-year fixed opening bond fund achieving an annualized return of 4.26% as of June 5, 2025 [4][10]. - The equity selection within the "Zengrui Mingyuan" strategy has yielded an annualized return of 6.51% since inception, reflecting the effectiveness of the company's investment approach [9].